Blog

Banking Hubs from LINK

LINK connect a reliable ATM network to every major bank and building society, and make sure people in every corner of the UK can access cash. A Banking Hub is a shared banking space available to everyone. The hubs are run by Cash Access UK and have a counter service where customers of all main banks can withdraw and deposit cash, make bill payments, and carry out regular banking transactions. The Hubs also have private spaces where customers can speak to someone from their own bank about more complex issues. The banks work on a rotating basis, so there will…

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Special Rules’: SR1 Form and how the benefit system supports people nearing the end of life

The Special Rules allow an adult or child who has less than 12 months to live, to get faster access to certain benefits, or to higher benefits, and avoid a medical assessment. The Special Rules apply to anyone who may be nearing the end of life due to age or illness. You or someone on your behalf, can ask a clinician to submit an SR1 Form. However, for claims to Universal Credit or Employment and Support Allowance, only an appointee or a person who has power of attorney can make a third-party claim on the patient’s behalf. Clinicians can then submit…

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Pension Credit take-up: How can communities and local authorities help?

Pension Credit has a notoriously low rate of take-up. More than 800,000 older people living on very low incomes are not claiming Pension Credit they’re entitled to receive. Pension Credit can make a notable difference to people’s lives. Pension Credit is worth more than the top up, because when in receipt of it, you can access a range of other income related benefits such as a free TV licence, council tax deductions, and now the Winter Fuel Payment. Many organisations are working hard to reach out to the community and provide advice and help with Pension Credit and income maximisation. If you…

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A New Guide for Older People on Accessing GP Practices in Wales

The Older People’s Commissioner for Wales has launched a new guide to help older people and their families better understand their rights when accessing their GP practice, and the kinds of services and support that should be available. The guide includes information on a range of topics, from communicating with your practice, to finding the right service and professional, to the support that should be offered to help meet your needs, to what you can do if you’re not happy with the service you are receiving.  Versions of the guide are available in BSL, Audio and Easy Read formats, alongside summaries…

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How to Get a Copy of Your Medical Records

Everyone in the UK has a legal right to see their own medical or health records under the General Data Protection Regulations (GDPR). Under GDPR accessing your medical records is free, and you do not have to pay anything. You do not have to explain why you want to see them, and you can nominate someone else, for example a solicitor, to view your records, provided they have written consent. Your request could be refused if a health professional believes seeing the records would be seriously harmful to your physical or mental health. Your medical records include any information about…

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Household Waste Disposal: Your Duty of Care

As a householder, you have a waste duty of care. This means that you must only transfer your waste to someone authorised to accept it. Your waste is not just usual weekly refuse, but includes furniture, electrical items, building waste and green waste. By making sure that waste is handled safely and only passed to people authorised to receive it we can protect the environment and human health. You must make sure that the person or organisation you choose to take away your waste is registered with the Natural Resources Wales. Private businesses such as skip hire or house clearance…

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Lasting Power of Attorney Your Voice, Your Decision

If you lose the ability to make certain decisions for yourself, a lasting power of attorney (LPA) lets people you trust quickly, simply, and legally step in. There are 2 types of LPA. An LPA can be made to cover the donor’s property and financial affairs or their health and welfare. The donor can have one or both LPAs, and they do not have to be made at the same time. Property and Finance – If a couple have a joint bank account and one person can’t make decisions for themselves, their partner cannot legally make decisions for them both. A…

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Electronic Prescription Service rolls out at 2nd site in Wales

Patients in Conwy are the second community in Wales to use the new electronic prescription service (EPS). Electronic prescriptions are now being sent from Llanfairfechan’s Plas Menai Surgery to two local pharmacies, Boots in Llanfairfechan and Gwynan Edwards in Penmaenmawr. EPS allows GPs and other healthcare prescribers to send prescriptions securely online to a community pharmacy chosen by the patient. Clinicians no longer have to print and sign the familiar green paper prescription form, which has been used to dispense medicines in Wales for more than 60 years. There is also no need for patients or pharmacy staff to pick…

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Council Tax Reductions for People Living with Dementia

The ‘severely mentally impaired’ (SMI) council tax discount is a reduction off a household’s council tax bill, worth at least 25%, and in some cases up to 100%. The payments can be backdated, as well as receiving future discounts. SMI is a medical diagnosis, but the underlying cause could be a condition such as dementia (or Alzheimer’s), Parkinson’s, severe learning difficulties or having had a stroke. It will depend on each individual case and simply having been diagnosed as SMI doesn’t automatically mean they qualify for the discount. A doctor must also certify they are severely mentally impaired. GPs are…

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Banking Hubs

Although not the same as having a branch of your bank service nearby, Banking Hubs make it easier to do your banking face to face, whoever your bank. Located in communities across the UK, some are operated by Post Office and some by Cash Access UK, both in partnership with major high street providers. The Hubs offer a counter service, where customers of any bank can carry out regular banking transactions such as pay in cash and cheques, withdraw cash, check your balance, pay utility bills, or top up gas or electricity. There are also private spaces where customers can…

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